CD vs HYSA

Is a CD worth locking up your cash for the small APY bump?

Principal ($)

Term (months)

CD APY (%)

HYSA APY (%)

Compounding

CD final balance

$10417.79

HYSA final balance

$10355.67

CD earnings

$417.79

HYSA earnings

$355.67

Extra from CD

$62.12

Verdict

Worth locking the funds.

Acerca de esta herramienta

Compare the final balance of a CD vs a high-yield savings account over any term. Targets the r/personalfinance 'is a CD really worth the hassle' thread, factoring in monthly or daily compounding.

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