Tax Withholding Estimator (2026)

Estimate your U.S. federal tax, FICA, and net paycheck from a W-2 salary.

Gross pay per period ($)

Pay period

Current federal withholding per period ($)

Filing status

Last year's refund / owed ($, negative if owed)

Annual gross

$169,000

Annual federal tax (2024)

$30,099

Per-period tax owed

$1,158

Annual currently withheld

$23,400

Projected refund / owed

-$6,699

Adjust per-period by

+$258

Acerca de esta herramienta

Type salary, filing status, state tax rate, and pre-tax deductions (401k, HSA, FSA). Get the federal tax (using 2026 brackets), Social Security, Medicare, state tax, and net take-home per paycheck and per year. Local-only math with offline brackets — answers the r/tax and r/personalfinance 'is my withholding right' question without uploading anything.

Preguntas frecuentes

Are these the official 2026 brackets?+

Yes — the 2026 IRS inflation-adjusted brackets and Social Security wage base are used. State tax is an editable flat rate so you can model your own state.

Does it handle pre-tax 401(k) contributions?+

Yes. Type the annual 401k contribution and HSA contribution to lower your taxable wages before computing federal tax and FICA.

Herramientas relacionadas

Más calculadoras que podrían resultarte útiles.

Rent Affordability Calculator

Find out how much rent you can afford based on your income.

Shopify Shipping Simulator

Estimate shipping cost and margin on a Shopify order.

Appliance Energy Cost Calculator

Calculate how much an appliance costs you per month and per year.

Otras categorías

¿Buscas algo diferente? Explora el resto del catálogo.

Sugerencias patrocinadas

Found a money leak? Track every dollar with a budgeting app
YNAB, Monarch, and Copilot Money all offer free trials. We use YNAB ourselves.
Save on your energy bill: pick a cheaper electricity rate
Compare local rates in 2 minutes with EnergySage (US).
Like this site? You'll love our weekly newsletter
One new tool, one fresh Reddit pain point, every Friday. No spam.

Algunos enlaces a continuación son enlaces de afiliado. Podemos ganar una comisión si compras a través de ellos, sin coste adicional para ti.

Sugerir herramienta