Retirement 401(k) / IRA Calculator
Project your retirement balance and see if you’re on track.
Default 7% return = S&P 500 historical. Use 5% for a more conservative projection.
At retirement
$2,268,814
Total contributed
$462,000
Investment growth
$1,781,814
Est. monthly income
$6,428
Year-by-year projection
Income assumes the 4% safe-withdrawal rule and a 15% buffer for taxes and market dips.
このツールについて
Enter your current age, retirement age, current balance, monthly contribution, employer match, and expected return. Get a year-by-year projection, the total you’ll have at retirement, and the monthly income in retirement. The r/personalfinance retirement ‘Am I on track?’ sanity check.
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