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Rechner

Berechnen Sie alles rund um Geld, Gesundheit und Zeit — ohne Ihre Daten an irgendjemanden weiterzugeben.

199 Tools verfügbar

Rent Affordability Calculator

Find out how much rent you can afford based on your income.

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Shopify Shipping Simulator

Estimate shipping cost and margin on a Shopify order.

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Appliance Energy Cost Calculator

Calculate how much an appliance costs you per month and per year.

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Daily Distraction Cost Calculator

See how much time and money distractions cost you every year.

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Tip Calculator

Split the bill fairly and pick the right tip percentage.

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Compound Interest Calculator

Visualize how your investments grow over time with compound interest.

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Mortgage Payment Calculator

Estimate your monthly mortgage payment including taxes and insurance.

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Savings Goal Calculator

Find out how much to save each month to hit any goal.

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Discount / Sale Price Calculator

Calculate the final price, savings, and effective percentage off.

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Meeting Cost Calculator

See how much every minute of a meeting actually costs.

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Age Calculator

Calculate exact age in years, months, days, hours, and minutes.

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Days Between Dates

Calculate the exact gap between two dates in days, weeks, and months.

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Reading Time Estimator

Estimate how long it takes to read any text aloud or silently.

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Aspect Ratio Calculator

Calculate scaled dimensions for any aspect ratio.

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Etsy Fee Calculator

See exactly what Etsy takes from each sale.

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Profit Margin Calculator

Calculate gross and net profit margins on any product.

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Trip ETA Calculator

Calculate arrival time for a trip by distance and speed.

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Debt Payoff Calculator (Snowball vs Avalanche)

Compare the debt snowball and avalanche strategies and see which saves you more.

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Car Payment Calculator

Estimate your monthly car payment, total interest, and total cost of an auto loan.

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Mortgage Refinance Break-Even Calculator

Find out how long it takes to break even on a refinance — and whether it’s worth it.

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Startup Burn Rate & Runway Calculator

See how fast you’re burning cash and how many months of runway you have left.

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Instagram / TikTok Engagement Rate

Calculate your true engagement rate and see how you compare to your niche.

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50/30/20 Budget Calculator

Build a balanced monthly budget in one screen using the 50/30/20 rule.

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Loan Amortization Schedule

See exactly how much of each payment goes to interest vs principal over the life of any loan.

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Retirement 401(k) / IRA Calculator

Project your retirement balance and see if you’re on track.

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Crypto Dollar-Cost Averaging Calculator

See the future value of a recurring BTC/ETH buy and its average entry price.

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SIP / Mutual Fund Return Calculator

Project the future value of a monthly SIP / mutual fund investment.

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Breakeven Analysis (Small Business)

Find the exact sales volume you need to cover all your costs and turn a profit.

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Real Estate ROI & Cap Rate

Compute cap rate, cash-on-cash return, and total ROI on a rental property.

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Freelancer Day Rate Calculator

Find the hourly or day rate you need to hit your target salary as a freelancer.

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Inflation Calculator

See how much purchasing power $X in year Y is worth in today’s dollars.

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Time Card / Hours Calculator

Add clock-in / clock-out times and get total hours, overtime, and pay.

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Tax Withholding Estimator (2026)

Estimate your U.S. federal tax, FICA, and net paycheck from a W-2 salary.

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Group Cost Splitter

Split a trip, dinner, or shared cost evenly — or with custom shares, deposits, and tips.

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Mortgage Discount Points Calculator

Decide whether to buy down your mortgage rate with discount points.

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Blood Alcohol Estimator (Widmark)

Estimate your BAC over time using the Widmark formula — strictly educational.

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ISO Week Number Calculator

Get the ISO 8601 week number, weekday, and day-of-year for any date.

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Roth vs Traditional 401(k) Comparison

See whether a Roth or Traditional 401(k) leaves more money in your pocket at retirement.

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Sun & Golden Hour Calculator

Get sunrise, sunset, golden hour and blue hour times for any date and location.

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ND Filter Long-Exposure Calculator

Find the right ND filter and exposure time for any daylight long exposure.

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Depth of Field Calculator

Compute near, far, and total depth of field for any lens and aperture.

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Exposure Value (EV) Calculator

Compute and convert EV at any aperture, shutter, and ISO combination.

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Selbständigensteuer-Schätzer (Schedule SE)

Schätzen Sie SS + Medicare auf 1099-Auftragnehmereinkünfte.

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Quarterly Estimated Tax Calculator

Compute your quarterly 1040-ES payment to avoid an IRS underpayment penalty.

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Speedometer Error & Tire Size Calculator

See how your real speed and odometer change when you change tire size.

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EV vs Gas Car Savings Calculator

Compare total 5-year cost of an EV vs the gas equivalent — fuel, maintenance, depreciation.

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Lease vs Buy Car Calculator

See whether leasing or buying is cheaper over the period you actually keep the car.

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Meat Cook Time by Weight

Estimate cook time and target internal temperature for any cut and method.

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ROAS & Marketing ROI Calculator

Compute Return on Ad Spend, CAC, break-even, and target CPA from your numbers.

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Stripe / PayPal / Square Fee Calculator

See the real fee on every payment processor — Stripe, PayPal, Square, and more.

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Wedding Alcohol / Drink Calculator

Estimate the right number of bottles, beer cases, and mixers for a party.

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Net Worth Snapshot Calculator

Tally assets and liabilities to compute a private net-worth snapshot.

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Emergency Fund Calculator

See how big your emergency fund should be and how long to build it.

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Seed & Plant Spacing Calculator

See how many plants fit a bed and how far apart to space them.

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Baker's Percentage Calculator

Convert any bread recipe to baker's percentages or scale to a target dough weight.

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Sourdough Hydration Calculator

Find the dough hydration percentage from flour and water weights.

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Meat Internal Temperature Guide

Pull temperatures and carryover cook times for beef, pork, poultry, and fish.

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Pan Size Converter

Adjust batter volume and bake time when swapping pan sizes.

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Oven Temperature Converter

Convert between °F, °C, Gas Mark, and convection with fan offset.

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ABV Calculator (Homebrew)

Compute alcohol by volume from gravity readings (OG / FG).

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Mash Water & Strike Temp Calculator

Strike temperature and total water volume from grain bill + mash thickness.

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Hop Utilization / IBU Calculator

Estimate IBU from hop weight, AA%, boil time, and wort gravity (Tinseth).

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Yeast Starter Calculator

Starter size and stir-plate recommendation from target OG and volume.

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Priming Sugar Calculator

How much corn sugar / DME to carbonate your bottled beer.

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Brewing Water Chemistry Calculator

Adjust mash water with salts to hit a target water profile.

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Tire Size Comparison

Compare two tire specs by diameter, width, and speedometer error.

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Fuel Cost per Mile

Cost per mile or kilometer from MPG and fuel price.

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Engine Oil Capacity Calculator

How many quarts / liters of oil your engine needs.

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Windshield Washer Fluid Dilution

Methanol ratio for any freeze point at any volume.

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Ceramic Coating Coverage Calculator

Milliliters per panel for a full-car ceramic coating.

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Yarn Yardage Estimator

Estimate total yardage for a blanket, scarf, sweater, or amigurumi.

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Gauge Swatch Converter

Rescale a pattern when your swatch does not match.

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Depth of Field Calculator

Near / far focus limits and total DOF for any lens + aperture combo.

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Exposure Triangle Calculator

Equivalent exposures when swapping aperture, shutter, or ISO.

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Golden Hour / Blue Hour Calculator

Sunrise, sunset, golden hour, and blue hour times for any date and location.

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Print Size & DPI Calculator

Maximum print size from sensor megapixels at a target DPI.

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Screenplay Runtime Estimator

Estimate feature runtime from page count and dialogue density.

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Book Royalty Calculator

Earnings from advance, royalty rate, and projected sales.

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Wedding Budget Split

Allocate your total budget across venue, catering, photography, and more.

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Wedding Cake Serving Calculator

Servings per tier and total servings needed for your guest count.

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Seating Chart Capacity Calculator

How many guests fit at round, rectangular, or farmhouse tables.

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Backpack Weight Calculator

Total pack weight and percent of body weight carried.

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Hike Water Needs Calculator

Liters of water for any distance, elevation, temperature, and pack weight.

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Elevation Pace Adjustment Calculator

Adjust your flat-pace estimate for elevation gain and loss.

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Baby Age Calculator

Months, weeks, and days old from birth date, with adjusted age for preemies.

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Baby Formula Amount Calculator

Daily ounces from age/weight plus per-feed bottle size.

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Child Growth Percentile Calculator

Height, weight, and BMI percentile from CDC or WHO charts.

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Salary-to-Hourly Calculator

Convert annual salary to true hourly rate after PTO, commute, and benefits.

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Debt Avalanche vs Snowball Calculator

Side-by-side payoff month and total interest for both methods.

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US Tax Bracket Calculator (2024)

Marginal and effective tax rate plus take-home pay.

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Savings Rate Calculator

What percent of your income are you actually saving.

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Days Together / Anniversary Counter

Exact years, months, days since your anniversary — and milestone badges.

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Language Hours to Fluency

FSI hours from zero to A2 / B1 / B2 / C1 / C2 for any language.

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Anki Retention Calculator

Project your long-term recall rate and review load.

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Resume Bullet Word Counter & Strength Score

Count words, flag weak verbs, and suggest stronger action-verb rewrites.

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Salary Negotiation Anchor Calculator

Set your walk-away, target, and anchor numbers before the offer call.

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Tax Withholding Estimator

See how much federal tax to withhold per paycheck to get a refund (or owe $0).

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Roth IRA MAGI Phase-out

Compute your MAGI and see how much Roth IRA contribution you're allowed.

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Cost-of-Living Compare

Estimate the equivalent salary and rent burden in any US metro.

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CD vs HYSA

Is a CD worth locking up your cash for the small APY bump?

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Family Sale Gift Tax Estimator

Estimate the gift-tax exposure on a below-market sale from family.

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529-to-Roth Rollover Optimizer

See how much of your 529 can move into a Roth — and the tax traps.

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Lease Buyout Calculator

Decide whether to buy out your lease, surrender it, or sell privately.

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Credit Score Converter

Translate between VantageScore, FICO 8, FICO Auto, and FICO Mortgage.

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401(k) / 403(b) Fee Drag

See how much a maintenance fee is costing your retirement over time.

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Raise vs Inflation

Does your annual raise actually beat inflation?

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CD Ladder Yield

Build a CD ladder and see the realised yield across rungs.

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Real Return After Tax & Inflation

See what your '7% return' actually becomes after tax, fees, and inflation.

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Krypto-Perpetual-Fundinggebühr

Berechnen Sie die kumulativen Fundinggebühren einer gehebelten Krypto-Position.

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Staking-Belohnung-Steuerrechner

Schätzen Sie die Steuer auf jährliche Staking-/Lending-Erträge.

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Bitcoin 4-%-Regel

Schätzen Sie, wie viel BTC Sie brauchen, damit Floor-Wachstum Ihre Ausgaben deckt.

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Bitcoin-Netzwerkgebühr-Schätzer

Sehen Sie sat/vB und USD-Kosten einer Bitcoin-Transaktion.

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Krypto-1099-DA-Basis-Validator

Gleichen Sie die Krypto-Kostenbasis mit der neuen 1099-DA ab.

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Krypto-Kostenbasis-Wiederherstellung

Schätzen Sie, wie viel Basis Sie zurückfordern müssen, um Ihre 8949 auszugleichen.

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Kaution-Rückgabe-Schätzer

Schätzen Sie, wie viel Kaution Ihr Vermieter abziehen darf und was Sie zurückbekommen.

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Leasen vs. Kaufen (mit Restwert)

Entscheiden Sie, ob Sie ein Auto leasen oder bar kaufen.

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Auto-Kredit-Versteckgebühr-Detektor

Vergleichen Sie die angegebene Monatsrate mit dem beworbenen APR.

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Bitcoin-Mining-Pool-Vergleich

Vergleichen Sie Pool-Gebühren und Rentabilität für Ihre Hashrate.

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SaaS-Zombie-Sitz-Detektor

Identifizieren Sie ungenutzte SaaS-Sitze und die monatlichen Kosten.

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Cloud-Speicher-TCO

Schätzen Sie die monatlichen und jährlichen Kosten von S3 / Wasabi / B2.

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Kindesunterhalt-Richtlinien-Schätzer

Schätzen Sie den monatlichen Kindesunterhalt.

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Pflegeversicherung vs. Selbstversicherung

Sehen Sie, ob Sie eine Pflegeversicherung abschließen sollten.

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Last-Mile-Versandkosten

Schätzen Sie die Pro-Paket-Versandkosten.

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Haushalt-Erschwinglichkeit-aus-Einkommen

Schätzen Sie den Hauskaufpreis, den Sie sich aus dem Brutto-Monatseinkommen leisten können.

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ESPP-mit-Lookback-Wert

Schätzen Sie Wert und Steuer eines ESPP-Angebots.

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WLAN-Upgrade-ROI

Sehen Sie, ob sich ein WLAN-6E/7-Upgrade lohnt.

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LLM-API-Monatskosten

Schätzen Sie die Kosten für LLM-Inferenz bei einem Monatsvolumen.

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Aktienzuteilungs-Verwässerung-und-Wert

Berechnen Sie vestierten Wert und Spread einer Zuteilung.

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Angebotsbewertung-vs-Allzeittief

Bewerten Sie einen aktuellen Verkaufspreis im Vergleich zum Allzeit-Tief.

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Lesedauer-Schätzer

Schätzen Sie die Lesedauer für ein Buch oder PDF.

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Kleine Lagerhallen-Baukosten

Schätzen Sie Ausstattungs-Capex und monatliche Opex für ein kleines Lager.

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Lokale KI-Inferenzkosten

Sehen Sie, ob lokales LLM-Betten günstiger ist als eine API.

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GPU-Cloud-Instanzkosten

Vergleichen Sie On-Demand-, Spot- und Reserved-GPU-Instanzkosten.

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Home Sale Net Proceeds Calculator

See what you actually keep after closing costs, agent fees, payoff, and capital gains.

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Social Security Break-Even Calculator

Compare claiming Social Security at 62, FRA, and 70 with a break-even age.

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Pension Lump Sum vs Monthly Calculator

Compare a pension lump-sum offer against the monthly annuity stream.

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HSA vs FSA Calculator

Compare an HSA against a health FSA using tax savings, rollover, and contribution limits.

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Dependent Care FSA Calculator

See the tax savings and contribution limit for a dependent care FSA.

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Mega Backdoor Roth Calculator

Estimate how much after-tax 401(k) money you can convert to Roth each year.

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401(k) Match Calculator

Calculate the exact 401(k) contribution needed to collect the full employer match.

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Car Insurance Payment Calculator

Compare monthly and annual car insurance payment plans side by side.

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Solar Lease vs Buy Calculator

Compare solar lease, PPA, loan, and cash ownership over the system life.

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Pet Insurance Break-Even Calculator

Estimate whether pet insurance pays off from premiums, deductible, and expected vet bills.

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Dog Daycare Cost Calculator

Estimate daily, weekly, or monthly dog daycare and boarding costs.

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Dog Ownership Cost Calculator

Budget first-year and lifetime dog costs from adoption to food, vet, and care.

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Health Plan Out-of-Pocket Calculator

Compare health plans by premium, deductible, copay, and out-of-pocket maximum.

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Streaming Bundle Savings Calculator

See whether a cable or streaming bundle beats your current subscription stack.

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Grocery Unit Price Calculator

Compare grocery sizes and brands by price per unit.

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Coffee Cost per Cup Calculator

Compare coffee shop, pod, and home-brewed coffee cost per cup.

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Pizza Dough Calculator

Scale pizza dough by ball weight, hydration, and number of pizzas.

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Term Life Insurance Cost Calculator

Estimate term life premiums from coverage, term, age, and health class.

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Home Insurance Coverage Calculator

Estimate dwelling replacement cost and coverage limits from home details.

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Umbrella Insurance Cost Calculator

Estimate umbrella insurance premiums from coverage and household risk.

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Mortgage Payoff vs Invest Calculator

Compare paying off a mortgage early against investing the same money.

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Student Loan Refinance Break-Even Calculator

Compare refinancing student loans against current payments and fees.

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Car Loan Early Payoff Calculator

See how much paying off a car loan early saves in interest.

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Biweekly Mortgage Savings Calculator

Compare biweekly mortgage payments against monthly payments.

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529 vs Taxable Account Calculator

Compare a 529 plan against a taxable brokerage for education savings.

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Medicare IRMAA Surcharge Calculator

Estimate Medicare Part B and Part D IRMAA surcharges from income.

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Social Security Tax Calculator

Estimate how much of your Social Security benefit is taxable.

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Capital Gains Tax Calculator

Estimate long-term and short-term capital gains tax from income and gains.

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Property Tax Estimator

Estimate annual property taxes from assessed value, exemptions, and mill rate.

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Wedding Cost Estimator

Estimate a wedding budget from guests, venue, catering, and region.

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Funeral Cost Estimator

Estimate funeral, burial, or cremation costs from service and location.

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Grocery Delivery vs Store Calculator

Compare grocery delivery, pickup, and in-store shopping costs.

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Amazon FBA Fee Calculator

Estimate Amazon FBA referral, fulfillment, and storage fees.

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eBay Fee Calculator

Estimate eBay final value fees, insertion fees, and seller costs.

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Patreon Fee Calculator

Estimate Patreon platform fees and creator payouts from pledges.

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Twitch Payout Calculator

Estimate Twitch earnings from subs, bits, ads, and donations.

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Meal Kit vs Grocery Cost Calculator

Compare meal kit deliveries against buying the same groceries.

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PMI Removal Break-Even Calculator

Estimate when private mortgage insurance can be removed.

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Mortgage Points Break-Even Calculator

Compare paying discount points against keeping cash at closing.

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HELOC vs Home Equity Loan Calculator

Compare a variable HELOC against a fixed home-equity loan.

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15 vs 30 Year Mortgage Calculator

Compare payment, interest, equity, and invest-the-difference outcomes.

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401(k) Loan Cost Calculator

Compare borrowing from a 401(k) against a conventional loan.

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IRA Early Withdrawal Penalty Calculator

Estimate taxable income, penalty, exceptions, and net cash from an IRA withdrawal.

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Disability Insurance Cost Calculator

Estimate individual disability premium range and coverage gap.

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COBRA Cost Calculator

Estimate COBRA premium, subsidy, and marketplace comparison.

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Vision Insurance Break-Even Calculator

Compare vision plan premiums with expected exams, lenses, frames, and contacts.

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Renters Insurance Coverage Cost Calculator

Estimate coverage need and illustrative renters insurance premium.

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Flood Insurance Cost & Coverage Calculator

Estimate flood policy factors, deductible, and coverage gaps.

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Cell Phone Insurance Break-Even Calculator

Compare phone protection premiums, deductibles, and self-insuring.

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Dishwasher Running Cost Calculator

Estimate dishwasher energy and water cost per load and per year.

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Refrigerator Running Cost Calculator

Estimate refrigerator energy cost from kWh and electricity rate.

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Christmas Lights Electric Cost Calculator

Estimate Christmas lights energy use from type, count, and hours.

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Topsoil Calculator

Calculate topsoil volume and cost from area and depth.

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Wood Stain Coverage Calculator

Calculate wood stain coverage from area, coats, and surface.

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Mesh WiFi Worth Calculator

Compare mesh WiFi against a router upgrade or ethernet.

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E-Bike Range Calculator

Estimate e-bike range from battery, assist, rider, and terrain.

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Airbnb Cleaning Fee Calculator

Estimate a cleaning fee from listing size and turnover.

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Mortgage Rate Lock Cost Calculator

Estimate mortgage rate lock fees and break-even.

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Rent Increase Calculator

Calculate rent increase options against market and vacancy risk.

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Small Business Tax Calculator

Estimate quarterly and annual tax for a small business.

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Business Valuation Calculator

Estimate what a small business is worth by multiple.

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Service Pricing Calculator

Set a day rate or project price from income and overhead.

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Business Runway Calculator

Estimate how many months of business runway you have left.

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Self-Employed Deduction Calculator

Total mileage, home office, and self-employment deductions.

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Home Inspection Cost Calculator

Estimate home inspection cost from size and inspection type.

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Video Production Cost Calculator

Estimate video production from crew, gear, and post.

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