Savings Rate Calculator

What percent of your income are you actually saving.

Gross annual income ($)Take-home pay ($)Total saved this year ($)

Savings rate (gross)18.8%

Savings rate (net)25.0%

FIRE statusBelow average

Years to 25× expenses (at current rate)133.3

Over deze tool

Type your gross annual income, take-home pay, and total annual savings (401k + IRA + taxable + HSA). Get your savings rate as a percent of gross and a percent of take-home, plus the FIRE-style 'years to 25× expenses' projection at your current rate. Targets r/PersonalFinance and r/financialindependence 'what's a good savings rate' threads.

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