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401(k) Loan Cost Calculator

Compare borrowing from a 401(k) against a conventional loan.

401(k) Loan Cost Calculator

About this tool

Use a 401k loan calculator to compare borrowing from a 401(k) against a conventional loan. Enter loan amount, 401(k) loan rate, term, conventional APR, fees, contribution pause, and return assumption. Get payment, interest paid back, missed growth, match loss, and job-change risk.

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