Rent Affordability Calculator

Find out how much rent you can afford based on your income.

Max rent

$1,500

After debt

$1,250

Annual rent

$18,000

Pro tip

Most landlords want to see proof of 2.5x monthly rent in income. At your current income that means you should be looking at properties around $1,500 or less.

For planning only. Not a substitute for a tenant screening or financial advisor.

About this tool

Use the standard 30% rule (and other benchmarks) to figure out how much rent you should pay on your income. Includes breakdowns for monthly take-home, taxes, and common debt ratios.

Frequently asked questions

What is the 30% rule for rent?+

The widely cited rule of thumb is that your rent should not exceed 30% of your gross monthly income. Landlords often require proof that you earn at least 2.5x to 3x the monthly rent.

Is this calculator accurate?+

It uses standard guidelines (30% gross, 40% debt-to-income). Your real affordability depends on your full financial picture — debts, savings, and local cost of living.

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