50/30/20 Budget Calculator
Build a balanced monthly budget in one screen using the 50/30/20 rule.
Wants: dining, streaming, hobbies, travel.
Savings: emergency fund, extra debt paydown, retirement, investments.
Weekly envelope
Spread your take-home across the month. A quick rule of thumb: divide each bucket by 4.33 to get a per-week allowance.
Needs / week
$600
Wants / week
$360
Savings / week
$240
About this tool
Enter your take-home pay and the tool splits it into Needs (50%), Wants (30%), and Savings/Debt (20%). The default budget framework on r/personalfinance for first-time budgeters.
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