Daycare vs Nanny vs Stay-at-Home ROI

Determine the highest-net-income childcare option for a working parent.

Work hours / week

Hourly income ($)

Marginal tax rate (%)

Daycare monthly ($)

Nanny monthly ($)

Au pair monthly ($)

Gross monthly income

$7794

Net after tax

$6079

Net with daycare

$4679

Net with nanny

$1879

Net with au pair

$4579

Net stay-at-home

About this tool

Estimate the net monthly income from working, less the cost of each childcare option. Targets r/workingmoms 'is daycare worth it for our income?'.

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