Lease Buyout Calculator

Decide whether to buy out your lease, surrender it, or sell privately.

Monthly payment ($)

Months remaining

Lease buyout price ($)

Estimated market value ($)

Early termination / transfer fee ($)

Remaining lease payments

$13,208

Payoff + buyout (total cost)

$31,208

Market value vs buyout

+$3,000

Early surrender cost

$13,558

Cheaper option

Surrender to lease company

Verdict

You have $3,000 of equity — buying out and selling privately usually wins.

About this tool

Calculate the cost to keep paying, the cost to surrender early, the buyout price, and the equity-vs-market gap. The r/personalfinance 'I want to get out of my lease' answer.

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