Long-Term Care Insurance vs Self-Insure
See whether to buy LTC insurance or self-insure by region and care type.
Daily out-of-pocket
$250
Total out-of-pocket
$273,750
Policy premiums
$9,000
Policy benefit
$164,250
Verdict
Policy wins in this scenario.
About this tool
Compare regional care costs (home, assisted, nursing) against a typical LTC policy. Targets r/legaladvice 'Wills Trusts and Estates' and retirement-planning threads.
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