Stripe / PayPal / Square Fee Calculator

See the real fee on every payment processor — Stripe, PayPal, Square, and more.

Customer pays ($)

Processor

Target net to receive ($)

Processor fee

$29

Effective 2.93%

You receive

$971

97.07% of charge

Charge to net $950

$979

Solve: net = gross × (1 − pct) − fixed

US-published rates are estimates — confirm with your processor for current pricing. International cards add 1.5% cross-border fee to Stripe.

About this tool

Type a transaction amount and pick a processor (Stripe 2.9% + 30¢, PayPal, Square, Venmo, Wise, or your own custom rate). Get the processor's fee, the net deposit to your bank, and the price you need to charge for the customer to receive a target net. Targets the recurring r/freelance and r/smallbusiness 'which processor is cheapest' question.

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