Real Return After Tax & Inflation

See what your '7% return' actually becomes after tax, fees, and inflation.

Nominal return (%)

Inflation (%)

Tax rate (%)

Expense ratio (%)

Years

Net return (after tax + exp)

5.85%

Real return (after inflation)

2.77%

$1,000 grows to (real)

$1.46

Note

Even 0.5% in expense ratios compounds into tens of thousands over a career.

About this tool

Convert nominal return into real after-tax after-fee after-inflation. Targets r/personalfinance 'is my 7% return actually good' debates.

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