Safe Withdrawal Rate Calculator

Project retirement income at the 4% rule and run Monte Carlo variance.

Portfolio ($)Years in retirementSWR (%)Inflation (%)Expected return (%)

Result

Annual income

$40000

Monthly income

$3333.33

30-yr failure rate

1.5%

Final balance

$2,587,762

About this tool

Type portfolio value, annual spending, and expected return. Get the inflation-adjusted monthly income, plus the failure rate at 30 years for the 3% / 3.5% / 4% / 4.5% SWRs. Built around the r/retirement 'is 4% still safe' thread.

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